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	<title>Voluntary Health &#38; Medical Care Blog of Barbara Hillary</title>
	<atom:link href="http://www.barbarahillary.org/feed" rel="self" type="application/rss+xml" />
	<link>http://www.barbarahillary.org</link>
	<description>Voluntary Health &#38; Medical Care Blog of Barbara Hillary</description>
	<pubDate>Thu, 11 Mar 2010 01:31:41 +0000</pubDate>
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		<item>
		<title>How should I invest my money to make more money in a short amount of time?</title>
		<link>http://www.barbarahillary.org/2010/03/10/how-should-i-invest-my-money-to-make-more-money-in-a-short-amount-of-time.html</link>
		<comments>http://www.barbarahillary.org/2010/03/10/how-should-i-invest-my-money-to-make-more-money-in-a-short-amount-of-time.html#comments</comments>
		<pubDate>Thu, 11 Mar 2010 01:31:41 +0000</pubDate>
		<dc:creator>Bidadari Lembayung Senja</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[22 years]]></category>

		<category><![CDATA[amount]]></category>

		<category><![CDATA[amount of money]]></category>

		<category><![CDATA[house]]></category>

		<category><![CDATA[Interest]]></category>

		<category><![CDATA[money]]></category>

		<category><![CDATA[money market]]></category>

		<category><![CDATA[move]]></category>

		<category><![CDATA[term]]></category>

		<category><![CDATA[year]]></category>

		<guid isPermaLink="false">http://www.barbarahillary.org/2010/03/10/how-should-i-invest-my-money-to-make-more-money-in-a-short-amount-of-time.html</guid>
		<description><![CDATA[I&#8217;m 22 years old, and wanting to purchase a house in the next year or two.  I have money in savings right now which is making terribly low interest.  What would be my best move?  I&#8217;d like to invest the money short term, but I&#8217;d like to make a good amount of [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m 22 years old, and wanting to purchase a house in the next year or two.  I have money in savings right now which is making terribly low interest.  What would be my best move?  I&#8217;d like to invest the money short term, but I&#8217;d like to make a good amount of money doing so.  Is that possible and how?  CD&#8217;s and Money Market accounts just aren&#8217;t gonna give me the results I want.</p>
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			<wfw:commentRss>http://www.barbarahillary.org/2010/03/10/how-should-i-invest-my-money-to-make-more-money-in-a-short-amount-of-time.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Credit cARD?</title>
		<link>http://www.barbarahillary.org/2010/03/10/credit-card-15.html</link>
		<comments>http://www.barbarahillary.org/2010/03/10/credit-card-15.html#comments</comments>
		<pubDate>Thu, 11 Mar 2010 01:30:37 +0000</pubDate>
		<dc:creator>Bidadari Lembayung Senja</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[account]]></category>

		<category><![CDATA[atm]]></category>

		<category><![CDATA[bnk]]></category>

		<category><![CDATA[card]]></category>

		<category><![CDATA[money]]></category>

		<category><![CDATA[something]]></category>

		<category><![CDATA[store]]></category>

		<category><![CDATA[thnx]]></category>

		<category><![CDATA[use]]></category>

		<guid isPermaLink="false">http://www.barbarahillary.org/2010/03/10/credit-card-15.html</guid>
		<description><![CDATA[i just recently opened a bnk account. and i added money to my savings account. so that money that i put in there can i still use it with my card if i was to go to a store or something? or can only take money out from the atm? another ? i wanna ask [...]]]></description>
			<content:encoded><![CDATA[<p>i just recently opened a bnk account. and i added money to my savings account. so that money that i put in there can i still use it with my card if i was to go to a store or something? or can only take money out from the atm? another ? i wanna ask what is the diff. b/w credit and debit? thnx for the help</p>
<div class='bookmarkify'><a name='bookmarkify'></a><div class='linkbuttons'></div><div class='brand'><small><a href='http://www.gara.com/projects/bookmarkify'>Powered by Bookmarkify&trade;</a></small></div></div>]]></content:encoded>
			<wfw:commentRss>http://www.barbarahillary.org/2010/03/10/credit-card-15.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>What Loan company will take over my federal student loans when the loans are in forbearance?</title>
		<link>http://www.barbarahillary.org/2010/03/10/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-forbearance-23.html</link>
		<comments>http://www.barbarahillary.org/2010/03/10/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-forbearance-23.html#comments</comments>
		<pubDate>Wed, 10 Mar 2010 07:15:57 +0000</pubDate>
		<dc:creator>Bidadari Lembayung Senja</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.barbarahillary.org/2010/03/10/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-forbearance-23.html</guid>
		<description><![CDATA[What Loan company will take over my federal student loans when the loans are in forbearance so I can go back to school?
My loans are government loans from Saillie Mae. I owe them under 00.
I heard about this company that will take over your school loans from them but I don&#8217;t know the name of [...]]]></description>
			<content:encoded><![CDATA[<p>What Loan company will take over my federal student loans when the loans are in forbearance so I can go back to school?<br />
My loans are government loans from Saillie Mae. I owe them under 00.<br />
I heard about this company that will take over your school loans from them but I don&#8217;t know the name of the company.</p>
<div class='bookmarkify'><a name='bookmarkify'></a><div class='linkbuttons'></div><div class='brand'><small><a href='http://www.gara.com/projects/bookmarkify'>Powered by Bookmarkify&trade;</a></small></div></div>]]></content:encoded>
			<wfw:commentRss>http://www.barbarahillary.org/2010/03/10/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-forbearance-23.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>What happens to your mortgage if you sell your home for less than you owe?</title>
		<link>http://www.barbarahillary.org/2010/03/10/what-happens-to-your-mortgage-if-you-sell-your-home-for-less-than-you-owe-47.html</link>
		<comments>http://www.barbarahillary.org/2010/03/10/what-happens-to-your-mortgage-if-you-sell-your-home-for-less-than-you-owe-47.html#comments</comments>
		<pubDate>Wed, 10 Mar 2010 07:15:26 +0000</pubDate>
		<dc:creator>Bidadari Lembayung Senja</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[balance]]></category>

		<category><![CDATA[condo]]></category>

		<category><![CDATA[foreclosure]]></category>

		<category><![CDATA[home]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[lot]]></category>

		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.barbarahillary.org/2010/03/10/what-happens-to-your-mortgage-if-you-sell-your-home-for-less-than-you-owe-47.html</guid>
		<description><![CDATA[We would like to move into a bigger home.  We live in a small condo that we paid a lot for.  We will never get as much for it as we owe for our loan, but we have out grown it.  We are not in a foreclosure situation because we are making [...]]]></description>
			<content:encoded><![CDATA[<p>We would like to move into a bigger home.  We live in a small condo that we paid a lot for.  We will never get as much for it as we owe for our loan, but we have out grown it.  We are not in a foreclosure situation because we are making the payments on time without a problem.  If we sell our home for less than it is worth, can we add the balance of our mortgage onto the mortgage of a new home, or will we owe the bank the balance right then and there?</p>
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			<wfw:commentRss>http://www.barbarahillary.org/2010/03/10/what-happens-to-your-mortgage-if-you-sell-your-home-for-less-than-you-owe-47.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>What Loan company will take over my federal student loans when the loans are in forbearance?</title>
		<link>http://www.barbarahillary.org/2010/03/09/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-forbearance-22.html</link>
		<comments>http://www.barbarahillary.org/2010/03/09/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-forbearance-22.html#comments</comments>
		<pubDate>Tue, 09 Mar 2010 09:44:48 +0000</pubDate>
		<dc:creator>Bidadari Lembayung Senja</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[Company]]></category>

		<category><![CDATA[federal student loans]]></category>

		<category><![CDATA[forbearance]]></category>

		<category><![CDATA[government]]></category>

		<category><![CDATA[government loans]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[loan company]]></category>

		<category><![CDATA[Mae]]></category>

		<category><![CDATA[Saillie]]></category>

		<category><![CDATA[saillie mae]]></category>

		<category><![CDATA[school]]></category>

		<category><![CDATA[school loans]]></category>

		<category><![CDATA[student]]></category>

		<guid isPermaLink="false">http://www.barbarahillary.org/2010/03/09/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-forbearance-22.html</guid>
		<description><![CDATA[What Loan company will take over my federal student loans when the loans are in forbearance so I can go back to school?
My loans are government loans from Saillie Mae. I owe them under 00.
I heard about this company that will take over your school loans from them but I don&#8217;t know the name of [...]]]></description>
			<content:encoded><![CDATA[<p>What Loan company will take over my federal student loans when the loans are in forbearance so I can go back to school?<br />
My loans are government loans from Saillie Mae. I owe them under 00.<br />
I heard about this company that will take over your school loans from them but I don&#8217;t know the name of the company.</p>
<div class='bookmarkify'><a name='bookmarkify'></a><div class='linkbuttons'></div><div class='brand'><small><a href='http://www.gara.com/projects/bookmarkify'>Powered by Bookmarkify&trade;</a></small></div></div>]]></content:encoded>
			<wfw:commentRss>http://www.barbarahillary.org/2010/03/09/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-forbearance-22.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>What happens to your mortgage if you sell your home for less than you owe?</title>
		<link>http://www.barbarahillary.org/2010/03/09/what-happens-to-your-mortgage-if-you-sell-your-home-for-less-than-you-owe-46.html</link>
		<comments>http://www.barbarahillary.org/2010/03/09/what-happens-to-your-mortgage-if-you-sell-your-home-for-less-than-you-owe-46.html#comments</comments>
		<pubDate>Tue, 09 Mar 2010 09:43:03 +0000</pubDate>
		<dc:creator>Bidadari Lembayung Senja</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[balance]]></category>

		<category><![CDATA[condo]]></category>

		<category><![CDATA[foreclosure]]></category>

		<category><![CDATA[home]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[lot]]></category>

		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.barbarahillary.org/2010/03/09/what-happens-to-your-mortgage-if-you-sell-your-home-for-less-than-you-owe-46.html</guid>
		<description><![CDATA[We would like to move into a bigger home.  We live in a small condo that we paid a lot for.  We will never get as much for it as we owe for our loan, but we have out grown it.  We are not in a foreclosure situation because we are making [...]]]></description>
			<content:encoded><![CDATA[<p>We would like to move into a bigger home.  We live in a small condo that we paid a lot for.  We will never get as much for it as we owe for our loan, but we have out grown it.  We are not in a foreclosure situation because we are making the payments on time without a problem.  If we sell our home for less than it is worth, can we add the balance of our mortgage onto the mortgage of a new home, or will we owe the bank the balance right then and there?</p>
<div class='bookmarkify'><a name='bookmarkify'></a><div class='linkbuttons'></div><div class='brand'><small><a href='http://www.gara.com/projects/bookmarkify'>Powered by Bookmarkify&trade;</a></small></div></div>]]></content:encoded>
			<wfw:commentRss>http://www.barbarahillary.org/2010/03/09/what-happens-to-your-mortgage-if-you-sell-your-home-for-less-than-you-owe-46.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>How much money does the government take out of online contest prize money?</title>
		<link>http://www.barbarahillary.org/2010/03/08/how-much-money-does-the-government-take-out-of-online-contest-prize-money.html</link>
		<comments>http://www.barbarahillary.org/2010/03/08/how-much-money-does-the-government-take-out-of-online-contest-prize-money.html#comments</comments>
		<pubDate>Tue, 09 Mar 2010 06:22:02 +0000</pubDate>
		<dc:creator>Bidadari Lembayung Senja</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[alot]]></category>

		<category><![CDATA[amount]]></category>

		<category><![CDATA[film]]></category>

		<category><![CDATA[film competitions]]></category>

		<category><![CDATA[filmmaker]]></category>

		<category><![CDATA[how much money]]></category>

		<category><![CDATA[money]]></category>

		<category><![CDATA[online]]></category>

		<category><![CDATA[online calculator]]></category>

		<category><![CDATA[tax return]]></category>

		<category><![CDATA[time]]></category>

		<guid isPermaLink="false">http://www.barbarahillary.org/2010/03/08/how-much-money-does-the-government-take-out-of-online-contest-prize-money.html</guid>
		<description><![CDATA[Yeah, so I&#8217;m a filmmaker who enteres ALOT of online film competitions for money. I hear ALOT of the time that the amount that they say you can win is never the amount you get because they take taxes out. But I have NO IDEA how much money that is. Is there an online calculator [...]]]></description>
			<content:encoded><![CDATA[<p>Yeah, so I&#8217;m a filmmaker who enteres ALOT of online film competitions for money. I hear ALOT of the time that the amount that they say you can win is never the amount you get because they take taxes out. But I have NO IDEA how much money that is. Is there an online calculator for that or something? And when they DO take it out, do they give it back during tax return season?</p>
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			<wfw:commentRss>http://www.barbarahillary.org/2010/03/08/how-much-money-does-the-government-take-out-of-online-contest-prize-money.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>Credit cARD?</title>
		<link>http://www.barbarahillary.org/2010/03/08/credit-card-14.html</link>
		<comments>http://www.barbarahillary.org/2010/03/08/credit-card-14.html#comments</comments>
		<pubDate>Tue, 09 Mar 2010 06:16:15 +0000</pubDate>
		<dc:creator>Bidadari Lembayung Senja</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[account]]></category>

		<category><![CDATA[atm]]></category>

		<category><![CDATA[bnk]]></category>

		<category><![CDATA[card]]></category>

		<category><![CDATA[money]]></category>

		<category><![CDATA[something]]></category>

		<category><![CDATA[store]]></category>

		<category><![CDATA[thnx]]></category>

		<category><![CDATA[use]]></category>

		<guid isPermaLink="false">http://www.barbarahillary.org/2010/03/08/credit-card-14.html</guid>
		<description><![CDATA[i just recently opened a bnk account. and i added money to my savings account. so that money that i put in there can i still use it with my card if i was to go to a store or something? or can only take money out from the atm? another ? i wanna ask [...]]]></description>
			<content:encoded><![CDATA[<p>i just recently opened a bnk account. and i added money to my savings account. so that money that i put in there can i still use it with my card if i was to go to a store or something? or can only take money out from the atm? another ? i wanna ask what is the diff. b/w credit and debit? thnx for the help</p>
<div class='bookmarkify'><a name='bookmarkify'></a><div class='linkbuttons'></div><div class='brand'><small><a href='http://www.gara.com/projects/bookmarkify'>Powered by Bookmarkify&trade;</a></small></div></div>]]></content:encoded>
			<wfw:commentRss>http://www.barbarahillary.org/2010/03/08/credit-card-14.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>What Loan company will take over my federal student loans when the loans are in forbearance?</title>
		<link>http://www.barbarahillary.org/2010/03/08/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-forbearance-21.html</link>
		<comments>http://www.barbarahillary.org/2010/03/08/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-forbearance-21.html#comments</comments>
		<pubDate>Mon, 08 Mar 2010 12:08:39 +0000</pubDate>
		<dc:creator>Bidadari Lembayung Senja</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[Company]]></category>

		<category><![CDATA[federal student loans]]></category>

		<category><![CDATA[forbearance]]></category>

		<category><![CDATA[government]]></category>

		<category><![CDATA[government loans]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[loan company]]></category>

		<category><![CDATA[Mae]]></category>

		<category><![CDATA[Saillie]]></category>

		<category><![CDATA[saillie mae]]></category>

		<category><![CDATA[school]]></category>

		<category><![CDATA[school loans]]></category>

		<category><![CDATA[student]]></category>

		<guid isPermaLink="false">http://www.barbarahillary.org/2010/03/08/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-forbearance-21.html</guid>
		<description><![CDATA[What Loan company will take over my federal student loans when the loans are in forbearance so I can go back to school?
My loans are government loans from Saillie Mae. I owe them under 00.
I heard about this company that will take over your school loans from them but I don&#8217;t know the name of [...]]]></description>
			<content:encoded><![CDATA[<p>What Loan company will take over my federal student loans when the loans are in forbearance so I can go back to school?<br />
My loans are government loans from Saillie Mae. I owe them under 00.<br />
I heard about this company that will take over your school loans from them but I don&#8217;t know the name of the company.</p>
<div class='bookmarkify'><a name='bookmarkify'></a><div class='linkbuttons'></div><div class='brand'><small><a href='http://www.gara.com/projects/bookmarkify'>Powered by Bookmarkify&trade;</a></small></div></div>]]></content:encoded>
			<wfw:commentRss>http://www.barbarahillary.org/2010/03/08/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-forbearance-21.html/feed</wfw:commentRss>
		</item>
		<item>
		<title>What happens to your mortgage if you sell your home for less than you owe?</title>
		<link>http://www.barbarahillary.org/2010/03/08/what-happens-to-your-mortgage-if-you-sell-your-home-for-less-than-you-owe-45.html</link>
		<comments>http://www.barbarahillary.org/2010/03/08/what-happens-to-your-mortgage-if-you-sell-your-home-for-less-than-you-owe-45.html#comments</comments>
		<pubDate>Mon, 08 Mar 2010 12:07:21 +0000</pubDate>
		<dc:creator>Bidadari Lembayung Senja</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[balance]]></category>

		<category><![CDATA[condo]]></category>

		<category><![CDATA[foreclosure]]></category>

		<category><![CDATA[home]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[lot]]></category>

		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.barbarahillary.org/2010/03/08/what-happens-to-your-mortgage-if-you-sell-your-home-for-less-than-you-owe-45.html</guid>
		<description><![CDATA[We would like to move into a bigger home.  We live in a small condo that we paid a lot for.  We will never get as much for it as we owe for our loan, but we have out grown it.  We are not in a foreclosure situation because we are making [...]]]></description>
			<content:encoded><![CDATA[<p>We would like to move into a bigger home.  We live in a small condo that we paid a lot for.  We will never get as much for it as we owe for our loan, but we have out grown it.  We are not in a foreclosure situation because we are making the payments on time without a problem.  If we sell our home for less than it is worth, can we add the balance of our mortgage onto the mortgage of a new home, or will we owe the bank the balance right then and there?</p>
<div class='bookmarkify'><a name='bookmarkify'></a><div class='linkbuttons'></div><div class='brand'><small><a href='http://www.gara.com/projects/bookmarkify'>Powered by Bookmarkify&trade;</a></small></div></div>]]></content:encoded>
			<wfw:commentRss>http://www.barbarahillary.org/2010/03/08/what-happens-to-your-mortgage-if-you-sell-your-home-for-less-than-you-owe-45.html/feed</wfw:commentRss>
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