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How much of my credit card do I need to have paid to improve my credit score?

Posted by Bidadari Lembayung Senja 19 January, 2010 - 26 views

When I turned 18 I knew I needed credit cards to grow credit. When I reached the 0 limit on my first card and the 00 limit on my new card when I found that this was not good for my credit. I hear that as long as you don’t spend more than half of the available balance your credit will be fine. Is this true?

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Comments
January 19, 2010

First stop using the credit cards. You’re way over your head. Try to pay 10% per month until it is paid off. A credit score changes about every 12 months. There is nothing wrong on having 2 credit cards. One should always have a zero balance in case an emergency comes up.

Posted by stan c
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